Financial Financial inclusion is central to TransUnion’s mission and business purpose. We help consumers access credit solutions to pursue opportunities that enable them Inclusion to achieve life goals. Through access to financial education and credit management tools, we empower consumers to take control of their narrative. We recognize, however, some consumers face unique challenges, especially in underbanked and underrepresented communities. With that in mind, TransUnion pioneered bringing trended credit data to market, and then combined it with alternative data to provide a holistic view of individuals, which in turn helps include more consumers in the financial services ecosystem. Today, we continue to lead financial inclusion efforts around the world with our products, partnerships and community engagements. Financial inclusion advancements Consumer credit management tools → CreditView® Dashboard empowers consumers with the information, insight and guidance they need to understand and protect their credit health. It provides a personalized and interactive experience to both our partners and consumers. ® → Credit Compass tool empowers consumers to set and reach their credit goals. The recommendations provided by this tool are based on the real credit experiences of millions of consumers and include specific steps for improving individual credit health. Alternative credit data solutions → TransUnion also leads the effort to include alternative financial data, or nontraditional financial payments, such as rent or utility bills, in consumers’ credit reports. Alternative financial data can help consumers who haven’t had the opportunity to make larger life purchases, such as a new home or car, start to build their credit. Social impact initiatives → TransUnion partners with a number of organizations that work to help these consumers, including HomeFree-USA, to guide more Black Americans to achieve and sustain homeownership through credit counseling and education. We also support underrepresented communities through our partnership with MoCaFi, a FinTech company helping credit-disadvantaged consumers build and manage credit by enabling them to report rental payment data to TransUnion. → We’ve also continued our work with the Credit Builders Alliance to help borrowers with poor or no credit build positive credit by providing credit reports at a discounted rate, offering scholarship funds to help onboard new members, and onboarding more members as data furnishers. → In 2020, as part of our commitment to helping consumers during the pandemic, TransUnion, Experian and Equifax began offering US consumers free weekly credit reports which continues through 2022. In 2022, TransUnion and other credit bureaus went further by eliminating some types of medical debt collection from consumer credit reports. In the United States alone, over 100 million consumers accessed their TransUnion credit data (often free of charge) through our partners and website — along with many more internationally. FINANCIAL INCLUSION TRANSUNION | 2021 SUSTAINABILITY REPORT 14