Our Global Business Impact TransUnion provides free credit reports in several countries around the world, and consumers in the regions illustrated below have taken advantage of accessing their credit information through TransUnion and our partners. Free credit reports offered Upcoming free credit reports offering (Hong Kong) 1B 30+ 60 35 consumers countries million million We aim to enable 1 billion We have a presence in more At TransUnion, we understand TransUnion’s trended credit consumers to access the credit than 30 countries and territories, alternative data has the potential data helped 35 million credit- economy by enhancing existing including the United States, Canada, to help over 60 million US credit- disadvantaged US consumers gain scoring methods and helping the Latin America, the United Kingdom, disadvantaged people gain greater greater access to credit; some of underbanked gain access to Africa, Asia Pacific and India. access to credit by supplementing them for the first time, while others mainstream lending and the traditional credit information with are able to receive additional credit modern economy. new insights that reflect broader on more affordable terms. payment behaviors. Trended credit data looks at activity over a period of time to highlight consumers demonstrating increasingly positive performance on their recent credit obligations. Alternative data supplements an individual’s credit file with non-traditional payment information, such as rental, phone or utility data. For more information on trended credit and alternative data, see our Financial inclusion chapter. OUR BUSINESS TRANSUNION | 2021 SUSTAINABILITY REPORT 9
